A new government Web site includes online tools that can help troubled borrowers determine whether they are eligible to participate in the "Making Home Affordable" loan modification and refinancing program.

The site, MakingHomeAffordable.gov, is intended to help communicate how the program works and who is eligible.

Please keep in mind that I am a Certified Distressed Property Expert, and can offer my services to help sell their home and possibly avoid foreclosure.  Consultations are free and confidential, and I get paid by the lender, not the homeowner.